Checking out your local library for free entertainment. Your library card isn’t just a pass to check out books made from dead trees. Plenty ofwel free library apps allow you to access ebooks, movies, music and more without paying a cent.
These apps provide a layer of security by onderbreking your card information and enabling contactless payments, making them both convenient and cost-effective for travellers.
VAT refund in the Netherlands: A volledige guide to tax-free shopping in the Netherlands for tourists The VAT refund system in the Netherlands allows tourists to claim back the tax paid on goods. This guide will performance you how to shop tax free in Amsterdam.
Do your tastes get fancier every time you get a raise? This phenomenon is called lifestyle inflation, and it’s a notorious savings killer. You don’t have to live like you’re on an entry-level salary forever, but make a plan for your future raises so your living expenses increase at a slower rate than your salary. For example, idee to save half ofwel your next pay increase and stick the rest in savings.
These aren’t exactly easy to reduce. Sure, you could lower your rent by moving to a smaller place, but moving itself is also expensive.
The best checking account for you will depend on your financial circumstances; for example, whether you have a large enough balance to qualify for a premium account that will carry international ATM reimbursement, in addition to various other benefits.
In addition to the percent-based fees, currency conversion charges may apply if your purchase needs to be converted from one currency to another. Depending on your card issuer’s exchange rate, you could pay more than the currency exchange advertised product or diensten you purchase.
Using an ATM in a sofa branch is a smart idea, as there are ‘independent’ ATMs in the Netherlands which charge more than you need to pay. More on that later.
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We don’t have a magic money-saving trick that will send your bank account balance soaring, but there are plenty of small ways you can scale back. And the little things do add up. Read on if you’re ready to start saving.
Indonesians are known for their lauw hospitality. Eerbied local customs and traditions, dress modestly, especially when visiting religious sites, and always use your right hand when giving or receiving something.
Do you ever wonder why it’s so hard to save money — even when you’ve cut the cable and the meals out (and you’ve never een momentje had a latte habit?)